Rental – 24 Clarendon Boston, MA 02116 is now new to the market!

Fabulous South End triplex on desirable Clarendon Street for rent that includes utilities. Just unpack in move in to this amazing 3 bedroom 2.5 bath with designer features & details spread out on three spacious levels. The Chef’s kitchen has all the high end stainless appliances, custom cabinetry, gas cooking, dishwasher & of course a wine fridge. Stretch out in the open living /dining area or relax on your own private balcony and unwind from the hustle & bustel of the city . Master bedroom suite has large custom closet & spa like bath with soaking tub & rain shower. There are an additional 2 bedroom on the third floor with marble bath. Hardwood floors, in home laundry & central air complete this fantastic brownstone.

This property features 7 total rooms, 2 full baths, 1 half bath, 3 bedrooms, and is currently available for $8,000.

For complete details click here.

How to Save on Closing Costs

Buying a home is probably the largest purchase you will make in your lifetime. In spite of down payments and monthly mortgage dues, you’ll also have to plan for the fees that come with purchasing a home. These expenses are collectively known as closing costs.

Just how much can you expect to spend on closing costs when buying a house? Experts say that closing costs amount to anywhere between 3 and 5% of the cost of the home. So, if you buy a $250,000 home, you could pay as much as $12,000 in closing costs and associated fees.

Coupled with a down payment that is due at the time of signing, closing on a home can get very expensive very quickly. But we’re here to help you understand the cost of closing and how you can potentially cut some of those costs that are due at the time of signing. Read on to learn how.

What are closing costs?

There are dozens of possible expenses that may come up at the time of closing. Depending on your unique situation, you might pay for several or just a few of them. Some common closing costs include:

  • Mortgage application fee. This fee describes the cost of processing your mortgage application. Be sure to go over everything that this fee covers with your lender.

  • Attorney fee. While this fee may not always be required, it is a good idea to have an attorney review your mortgage and related documents and contracts.

  • Property tax. It isn’t out of the ordinary to be asked to pay the first or first two months of your property tax at the time of closing.

  • Insurance premiums. Flood, fire, and mortgage insurance premiums may all be required to be paid at the time of closing as well.

  • Home inspection. It’s not a legal obligation to inspect a home before you buy it, but it can save you thousands of dollars in repairs if an issue is discovered after you already sign on a new home.

  • Origination fee. Not all lenders charge an origination fee, but can expect to pay up to 1% of the value of the home to cover the lender’s administrative expenses.

  • Transfer tax. This is the tax for when a property changes ownership. Each state and county charge different amounts, with some states charging no transfer tax at all.

  • Underwriting costs. This is another fee charged by your lender for the work they do to ensure you are safe to lend to.

Where you can save

We know what you’re thinking: that’s a lot of fees. The good news, however, is that you likely won’t end up paying every closing cost there is, and sometimes closing costs are negotiable.

Here’s our advice on how to reduce closing costs.

  1. Shop around. Find a lender that offers a closing cost that you’re comfortable with. Ask the lender for Good Faith Estimate (GFE). The lender is obligated by law to provide a GFE within three business days of applying for a loan.

  2. Negotiate with the lender. Since you haven’t signed on the loan yet, you still have the power to negotiate. For best results, try to negotiate the smaller and more obscure fees; those that aren’t as common with other lenders are more likely to be reduced or removed.

  3. Negotiate with the seller. Some costs may be negotiated with the seller depending on quickly they would like to sell the home. Negotiate things like inspection fees or transfer taxes with the seller. Or, bring up the closing costs with the seller and see if they will reduce the price of the home to accommodate for some of the closing costs. 

Open house on 6/18/2017 at 225 Spring Street Walpole, MA 02081

Date: 06/18/2017 Time: 1:30 PM to 3:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

You’ll fall in love with this oversized custom built colonial. Classic 5 bedrooms, 3.5 baths situated on 1.18 acres. Entertain family & friends in the spacious open floor plan. The showroom kitchen has sub-zero fridge & freezer, GE Monogram 6 burner gas stove with griddle & double oven, warming drawer & gorgeous granite center island. Light the wood burning floor-to-ceiling stone fireplace in the dining room while you eat dinner. Family room has gas fireplace with french doors leading out to screened porch overlooking the spectacular backyard. It’s your own private oasis. A wonderful home built for entertaining both inside and out. Huge basement offers room for expansion. This superb location is super convenient to Rt. 1A & the commuter rail into Boston. Also short walk to Johnson Middle School & Walpole High. Elegant & spacious….this house has it all. Just waiting for a new family to enjoy.

Open house on 6/18/2017 at 100 Pearl Chelsea, MA 02150

Date: 06/18/2017 Time: 11:30 AM to 1:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

Rarely available Penthouse unit at 100 Pearl Street Lofts located in the hip Chelsea Waterfront. Open sunny loft with 760 sq. ft. Custom Siematic designed kitchen waiting for new owner that loves to cook or not. Hardwood floors throughout. Washer/dryer in unit, gas heat & central air. 1 deeded off street parking spot. Private roof deck with million $ water & city city views. Artist Gallery in lobby. Professionally managed building. Shopping, Starbucks and new restaurants around the corner. Enjoy the outdoor theater this summer in the park. Minutes to Boston & Logan. Silver line on it’s way too. Come be part of the new Chelsea and all it has to offer….so much more for your money!