The Best Carpets For Homes With Children

When you have kids, the dynamics of your home change. You often go from refined to durable. If we looked at flooring from a simply practical standpoint, we’d end up with uncomfortable flooring’s like ceramic, laminate, or engineered wood. That’s why carpets come in handy.  

For one, children spend a lot of time playing on the floor. When you put down a carpet and there are children around, you fully expect that there will be spills, blood, and much roughing around done right on the surface. So, you’ll need to choose your fibers carefully when picking a carpet out. 

Know that polyester, nylon, and triexta are among the most durable types of fibers. Stay away from wool carpets, as they are really not the best choice for homes with children. Polyester (also known as PET), is a budget friendly, and environmentally friendly type of carpet that provides stain resistance and a long life. Nylon is known for durability and softness. This is another material that’s great if you want a carpet with a long life. Triexta is a unique fiber that provides the highest amount of stain resistance and really will be soil-free. 

Modular Carpeting

There is another option when it comes to carpeting and that is modular carpeting. This type of carpeting can be laid out in the form of tiles. If a piece is soiled, stained, or ripped, you’ll be able to just switch out that piece of the carpeting puzzle if it can’t be cleaned. This is an option for homes with children, however, it’s not a popular choice in residential settings. Generally, modular carpeting is used in commercial settings like office buildings, and indoor public places like shopping malls. This can be a good option for you depending on the size of your home and your needs. If you have a room that’s completely dedicated to children, like a playroom, for example, you could use a modular carpet.

Treating The Carpets

There is an option to have your carpets pre-treated with a Scotchgard like chemical. This is also available for your furniture. It helps to prevent your furniture and carpets from stains and soiling, surrounding each fiber for a total protection. Once a fiber is treated, it will never wash or wear off. It’s a good option to treat your home with this especially when you have children.

Whether you decide to do wall-to-wall carpeting or simply place some area rugs around in order to make the floors of your home more durable and comfortable for children, you have some options to take the curse off of the inevitable mess that children will make.

Tips To Help You Get A Mortgage Easily

Purchasing a home is a sign of new financial responsibility for many people. The leap into homeownership is a big and important step. Finding a home and securing a mortgage isn’t easy. Getting ready to take on a mortgage can require a lot of research and education on your part. Before you get too confused, you’ll need to learn the basics of a mortgage and what you should know before you apply. 

Be Prepared

This is probably the best advice for any first time homebuyer. Find some good lenders in your area. You can sit down with a lender and talk about your goals. The bank will be able to explain all of the costs and fees associated with buying a home ahead of time. This way, you’ll know exactly what to expect when you head into a purchase contract without any surprises. 

What’s Involved In A Loan? 

Each mortgage is a different situation. This is why meeting with a lender ahead of time is a good idea. Your real estate agent can suggest a mortgage lender if you don’t have one in mind. No one will be happier for you than your real estate agent if you have a smooth real estate transaction. You’ll be able to walk through the mortgage process step by step with a loan officer and understand the specifics of your own scenario.

What You’ll Need For A Mortgage

There’s a few things that you’ll need to have ready before you can even begin searching for a home. 

Cash For A Down Payment

You’ll need to save up a bit of cash before you know that you’re ready to buy a home. It’s recommended that you have at least 20 percent of the purchase price of a home to put down towards your loan initially.   

A Good Working Knowledge Of Personal Finances

You should have an understanding of your own finances in order to buy a home. Not only will this help you save, but it will help you to ensure that you’re not going to overextend yourself financially after you secure the mortgage. To get your finances in order, honestly record all of your monthly expenses and spending habits, so you know exactly what you can afford.   

The Price Range Of Homes You’re Interested In 

If you have an idea of what kind of home you’d like, it will make your entire house shopping experience a lot easier. You’ll be able to see exactly what you can afford and how much you need to save. When your wish list equates to half-million dollar homes, and you find that you can only afford around $300,000, you don’t need to go into shock! It’s good to have an idea of how much house you can afford and what it will get you. When you do a little homework, you’ll discover that buying a home isn’t such a hard process when you’re prepared!

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Buying Houses in Heavy Traffic Areas

Trimmed hedges, lush front and back lawns, a well paved driveway that holds four to six vehicles and a spacious house with a brand new roof and flooring add value to a house. Large, open rooms and gorgeous bay windows that lead to amazing outdoor views can make it hard to turn away from a home.

Combined, these features can give a homeowner leverage to sell a house for thousands more than a smaller house. Yet, even these pluses can be diminished by heavy traffic and long work commutes. A daily four hour round trip work commute can get old fast.

Outside factors that can make a home buy bad

This type of long, laborious commute can make you regret buying a house that, by itself,surpasses your wildest dreams. People have moved to entirely different states after living in an area that’s heavily congested with roadway traffic. Reasons for their decisions include:

  • Constant construction on major roadways that force commuters to take back roads, including slower two lane roads that are lined with one traffic light after another.
  • More road sharing with large, heavy trucks
  • Traffic that passes in front of your house,increasing the likelihood that your young children or grandchildren could be hit, especially if they raced after a ball without looking both ways as they crossed the street
  • Close proximity to debris that falls off of cargo trucks
  • Greater wear and tear on roadways which, in turn, can cause greater wear and tear on your vehicle
  • Increased number of traffic jams and times when traffic completely stops
  • Better chances of being late to work just because of the traffic

Drawbacks to buying houses in heavy traffic areas

It’s time to cast a wider inspection net when it comes to house shopping. Why? Buying a house changes many elements in your life. A few elements that will change when  you move into a new house are your neighbors, outdoor living space, property taxes, entertainment options and nearby learning opportunities.

Move into a new house and you may also have no choice but to take a different route to and from work. This is a definite if you buy a house in a different city. You could quickly regret a house buy if the move extends your commute from a fifteen minute drive to a drive that’s more than two hours one way.

Let other drivers be impatient, rude and aggressive and the house buy could put you at higher risk of getting in a traffic accident. The added road stress could easily transfer to your family life, weakening relationships that you have with your spouse and children.

Higher fuel costs, excessive wear and tear on your automobile and the potential of being late to work are other drawbacks associated with buying a house in a heavy traffic area. The impact of living in a heavy traffic area is so broad, that it’s worth it to consider the traffic flow in areas that you’re interested in a buying a house in before you sign a mortgage contract. Even more, make sure that you and every driver in your house can easily deal with the traffic in areas that you want to move to.